OTHER INVESTORS
EIF – European Investment Fund, Luxembourg, LUX
The European Investment Fund is the European Union’s institution specialised in small and medium-sized enterprise risk financing. The EIF central mission is to support Europe’s small and medium-sized enterprises by helping them to access finance. The EIF designs and develops equity and guarantees instruments which specifically target this market segment. In this role, the EIF fosters EU objectives in support of innovation, research and regional development, entrepreneurship, growth, and employment.
IFC, World Bank Group, Washington DC, USA
The IFC (International Finance Corporation) is the private sector arm of the World Bank Group. Founded in 1956, IFC finances private sector investments in the developing world, mobilizes capital in the international financial markets, helps clients improve social and environmental sustainability, and provides technical assistance and advice to governments and businesses.
APS Bank, La Valetta, Malta
APS Bank is an institution wholly owned by the Catholic Church in Malta. Over the years the Bank has sought to identify sectors in which it can contribute to their development. Areas like housing, agriculture, heritage, education, have all been strongly assisted by the Bank. The APS Bank is specialised in retail and community banking.
CRÉDIT MUTUEL, Paris, France
Crédit Mutuel is a co-operative bank with a strong local and regional focus. It is a large French retail banking group. Its three major services – banking, insurance and technology – are offered to all of its clients: individuals, SME, as well as to businesses of all sizes.
CULTURA Bank, Oslo, Norway
CULTURA Bank is a fully licensed savings bank incorporated in 1996.
The by-laws of CULTURA states that the bank’s purpose is to finance projects that represent a value beyond the pure economical, like ecological balance, social conditions and cultural diversity. The embryo of CULTURA Bank was a credit union, founded in 1984. Following a long process, the banking licence was granted in August 1996.
Federazione Trentina della Cooperazione, Trento, Italy
The Co-operative Federation from Trentino region in Northern Italy was created in 1881 and counts today more than 200 000 members among the half a million inhabitants of the region. It is a network of co-operatives, which includes credit, agricultural, retail and labour, social services and building co-operatives who employ in total over 13 000 persons. The Federation is partner of the project through several member organisations.
MAIF Insurance Group, Niort, France
Mutuelle Assurance Instituteur France offers insurance services. The company offers life, health, accident, automobile, and property insurance. Mutuelle Assurance Instituteur France also provides online insurance as well as advisory services. The company is based in Niort, France.
BANCA ETICA, Padua, Italy
Banca Etica is the first institution of ethical finance in Italy. It is the result of collaboration of 21 non-profit organizations, which in 1995 established a Cooperative in order to raise € 6.5 million to launch a genuine “Banca Popolare”. Today, the goal is to promote socio-economic initiatives based on the principles of a model of human development and social sustainable, where production of wealth and its distribution are based on values of solidarity and responsibility toward civil society. (Member of FEBEA).
CARITAS EUROPA, Brussels, Belgium
Caritas Europa was created in 1971, gathers together 48 organizations in 44 countries. Caritas Europa and its members are involved in reduction of inequalities between countries and within countries, fighting against poverty, social discrimination, peaceful eradication of conflict, unemployment, monitoring and ensuring the minorities’ rights and the integration of all people.
VOLKSBANKEN INTERNATIONAL, Vienna, Austria
VBI is closely linked to the communities and national economies where it operates. Corporate Social Responsibility is deeply anchored in the corporate philosophy. VBI therefore constantly supports social projects with a focus on Central and Eastern Europe, international understanding, minorities and education.
VOLKSBANK SLOVENIA, Ljubljana, Slovenia
VBI Group’s banking institution in Slovenia.
CAISSE SOLIDAIRE NORD PAS DE CALAIS, Roubaix, France
Caisse Solidaire Nord Pase de Calais was established in 1997. It is the unique financial social enterprise having the authorization of the French Ministry of Finance.
It collects deposits from savers in order to grant loans to promote job creation and / or activities with a social purpose, environmental or cultural in the Nord Pas de Calais region.
ECOFI Investissements, Paris, France
For 25 years Ecofi Investissements has particularly dedicated itself to the values of the social economy and solidarity-based activities.
True to the founding ethics that the group to which it belongs – Crédit Coopératif – retains together with those of its clients and partners, the firm was a pioneer when launching the first revenue-sharing fund in Europe in 1983 and since then has acquired real expertise in ethical and solidarity-related investing. As the in-house investment manager of Crédit Coopératif, Ecofi Investissements runs close to €9 billion of assets under management with a staff of over sixty professionals.
MERKURBANK, Copenhagen, Denmark
It is the main objective of Merkur to give and facilitate financial advice and financing to profit making and not-for-profit projects. This involves not just an economic evaluation but also ethical, environmental and social assessments.